If neither the player nor the banker is dealt a complete of eight or 9 in the main two playing cards (known as a "purely natural"), the tableau is consulted, to start with for that participant's guidelines, then the banker's.
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The remainders are returned. The banker might, however, elect to accept the bets and raise their own personal stakes in any case. Should they do so, the financial institution will become unrestricted plus the banker will have to either go over all bets posted by all players or stop trying the bank.